Debit card Black is the main debit card of T-Bank, with cashback in rubles and interest on
the balance. It is universal for receiving salaries, benefits, pensions, paying for everyday
purchases and solving financial problems.
Advantages of the offer:
- A favorable tariff.
- A convenient online questionnaire.
- A convenient personal account and a mobile application.
- Fixed payment for achieving the goal.
- A large range of received traffic.
- One of the best banks in Russia.
Details and Benefits:
- Cashback in rubles — up to 30% on special offers from partners.
- The service is free of charge (if at least 50,000 rubles are stored on the card, deposits, savings and brokerage accounts every day), in other cases 99 rubles per month.
- The ability to choose 4 favorite categories every month with an increased cashback of 15%.
- Free cash withdrawal at T-Bank ATMs — any amount up to 500,000 rubles per month, and at other ATMs — from 3,000 rubles to 100,000 rubles.
- Transfers without commission to another bank by card number or phone number up to 20,000 rubles per month, with SBP without commission.
- A multifunctional application.
- Round-the-clock support.
Target audience:
- The general audience is mainly from 18 to 45 years old.
- Men make up 51% of the audience, women 49% (as of March 2023).
- Active users of Mobile Banking, the Web version is in less
demand.
- About 95% of customers are without children, 2.67% have one child, 1.65% have two children.
- Marital status: 23.34%-single; 21.30%-married.
- Mostly users of the Android operating system.